Job Description
Are you an experienced financial professional looking for a challenging opportunity in the banking sector? We are delighted to collaborate with one of our esteemed clients, a prominent financial institution, to bring you an exciting Full-Time Banker position in the heart of London, UK. If you have a passion for finance, a strong understanding of banking products and services, and exceptional customer service skills, this role is perfect for you.
Our client is a leading player in the banking industry, renowned for its commitment to excellence and innovation. As a Banker, you will play a vital role in delivering personalized financial solutions to clients, building and maintaining relationships, and providing exceptional service that exceeds their expectations.
Responsibilities:
1. Relationship Management: Develop and nurture strong relationships with new and existing clients. Understand their financial needs, goals, and aspirations and proactively offer tailored banking solutions that meet their requirements.
2. Customer Service: Provide exceptional customer service at all times, ensuring a positive and professional banking experience for clients. Address inquiries, resolve issues, and guide customers through various banking processes, including account opening, loan applications, and investment products.
3. Financial Advisory: Act as a trusted advisor to clients, offering comprehensive financial guidance and recommending appropriate banking and investment products. Stay up to date with market trends, financial regulations, and industry best practices to provide accurate and timely advice.
4. Sales and Business Development: Identify cross-selling opportunities and promote a range of banking products and services to clients, including savings accounts, mortgages, credit cards, insurance, and investment products. Meet or exceed sales targets and contribute to the overall growth and profitability of the bank.
5. Compliance and Risk Management: Ensure strict adherence to regulatory guidelines, internal policies, and procedures. Conduct thorough due diligence and risk assessments for client onboarding, transactions, and account maintenance. Safeguard client information and maintain confidentiality at all times.
6. Market Research and Analysis: Monitor market conditions, industry trends, and competitors' offerings to identify potential business opportunities and recommend strategies to enhance the bank's product portfolio and customer experience.
7. Team Collaboration: Collaborate with cross-functional teams, including product specialists, wealth managers, and lending officers, to deliver integrated banking solutions to clients. Foster a collaborative and positive work environment that promotes knowledge sharing and professional growth.
Skills and Requirements:
- Financial Expertise: Possess a solid understanding of banking products and services, including retail banking, wealth management, lending, and investments. Stay updated with industry developments and regulatory changes.
- Relationship Building: Demonstrate exceptional interpersonal and communication skills to build rapport and establish long-lasting relationships with clients. Exhibit empathy, active listening, and strong problem-solving abilities to address client needs effectively.
- Sales and Results Orientation: Display a results-oriented mindset with a proven track record in achieving sales targets and contributing to business growth. Possess excellent negotiation and persuasion skills.
- Financial Analysis: Have strong analytical skills to assess clients' financial situations, evaluate risk profiles, and provide sound financial recommendations. Interpret financial statements and assess creditworthiness.
- Compliance and Risk Awareness: Maintain a high level of compliance awareness, ensuring adherence to regulatory requirements, internal policies, and risk management protocols.